Although there is no one-size-fits-all solution, with a little research and guidance from those you trust and are knowledgeable, you can find something that's right for you.

Are you facing just a temporary shortfall in cash flow, but have reliable, sustained income? An Home Equity Line of Credit (HELOC) or Home Equity Loan (HEL) may be a good solution.

Do you need to access a loan without paying it back until the house is sold? A reverse mortgage may help.

Are you looking for a solution that keeps you in your home, gives access to cash, and reduces monthly payments with peace of mind? Call us, and we would be happy to share more about Irene’s Safe Stay or Safe Lease Back programs.

We always encourage you to fully research options and consult with your financial advisor, legal counsel, and loved ones before making any decision.

Finally, here are some additional resources on home equity options for seniors: an AARP article on home equity loans and home equity lines of credit and the National Council of Aging booklet “Use Your Home to Stay at Home.”