irene believes you can...
stay in the home you love
live the life you want
enjoy the freedom you deserve
Here’s the truth:
You don’t have to sell your home or get a reverse mortgage to afford a comfortable retirement.
You’ve invested a lot in your home, filling it with life, love, and a good deal of financial means. It doesn’t seem fair that you’d have to give this up or go into debt to have a happy retirement.
Irene offers a simple, honest, and
debt-free way to help you benefit
from your home equity.
How does it work?
The value of your home can be divided into two parts: the “life estate” and “remainder interest.”
YOUR HOME VALUE = LIFE ESTATE + REMAINDER INTEREST
The “life estate” is essentially the right to live in the home, or rent it, for the rest of your life.
The “remainder interest” is the right to inherit your home.
irene gives you the opportunity to sell your remainder interest, while safely keeping the life estate, so you can:
Stay in your home or
rent it out
Get the funds you need,
Never worry about house
How does irene do it? We do it together.
Contact us by filling our contact form. We’d love to hear about what you’d like to do in your retirement.
Talk with your family members or legal team. We also developed a few simple questions to determine if irene is best for you.
GET A PROVISIONAL OFFER
If you want to proceed, share a little information with us, and we’ll make you a provisional offer.
SCHEDULE A HOME VISIT
If you like the provisional offer, we’ll schedule a home visit to do a more detailed home valuation. Then we’ll give you a final offer.
BOOK THE CLOSING
If everything looks good to you, we’ll finalize the paperwork and get you ready to sign.
ENJOY YOUR RETIREMENT
Enjoy your home and life to the fullest! Now’s the time to do all the things you love, and more.
The truth is, it’s getting harder for senior homeowners to get by these days. Even though they worked hard to care for their home and their retirement, the cost of living and healthcare has ballooned over the past 20 years.
So far, there have only been a few solutions for older adults to obtain additional funds when needed during their retirement. They could sell their home, take out additional mortgages that put them in debt, or continue to work to make ends meet.
After too many times watching family and friends struggle as seniors, we were shocked by the situation many older Americans face these days. We wondered if we could find another option—a way of giving seniors debt-free funding that would empower them and give them the opportunity to enjoy their retirement with dignity and freedom. This is how irene was born.
There are very few companies that offer solutions like irene in the U.S., even though these have been common in other countries for many years. It may not be the exact solution for every senior homeowner, but it’s a simple, debt free option.
irene partners with you to ensure you can live in your home (or rent it out) and receive funds to either take care of your healthcare needs, enjoy your retirement, or leave an inheritance to a loved one. And it’s not a loan. It’s a simple, honest, and safe option senior homeowners can take advantage of, if it’s right for them.
Frequently Asked Questions
Is irene a reverse mortgage?
No, absolutely not. In fact, we created irene because we believe reverse mortgages are not the best solution for seniors. They’re complex, have many restrictions, and in certain circumstances, can lead to seniors losing their home. We believe that irene’s model is safer and simpler.
How much money can I expect from irene?
The exact amount of money depends on a number of factors, like the value of the home and your age (the older you are, the more we can provide you). Since every situation is unique, contacting us would provide you a better answer.
Where is irene available?
Currently, we mainly operate in New Jersey. However, we are diligently working to expand our reach and coverage. We think all Americans in retirement should have a way to take advantage of selling their remainder interest and have a worry-free retirement.
Who qualifies for irene?
If you are a senior homeowner and live in New Jersey, it’s very likely you qualify. Everyone’s situation is unique. When you give us a call, we’ll determine if you qualify. (If you are outside of New Jersey, feel free to call us; we can determine if it’s possible to help you in the state you are in, or we can try to help you find another solution.)